PETE SABINE & LESLIE WHITNEY PETE SABINE & LESLIE WHITNEY
  • ABOUT PETE & LESLIE
    • ABOUT OUR TEAM
    • About Pete Sabine
    • About Leslie Whitney
    • Hire the Right Realtor
  • BUYING
    • Consultation and Preparation
    • Home Loan Resources
    • Finding Your Next Home
    • Transaction Management
    • Home Purchase Questionnaire
    • How to Buy Before You Sell
  • SELLING
    • CONSULTATION AND PREPARATION
    • PRICING STRATEGY
    • MARKETING PROGRAM
    • VIDEO MARKETING >
      • HOME TOURS
      • LIFE STYLE VIDEOS
    • STAGING
    • HOME IMPROVEMENT LOAN
    • MARKETING UPDATE REPORTS
    • HOME SALE QUESTIONNAIRE
  • COMMUNITIES
    • ABOUT ALAMO
    • ABOUT ALHAMBRA VALLEY
    • ABOUT CLAYTON
    • ABOUT CONCORD
    • ABOUT DANVILLE
    • ABOUT LAFAYETTE
    • ABOUT LAMORINDA
    • ABOUT MARTINEZ
    • ABOUT MORAGA
    • ABOUT ORINDA
    • ABOUT PLEASANT HILL
    • ABOUT SAN RAMON
    • ABOUT WALNUT CREEK
    • COMMUNITY EVENTS >
      • National Night Out
      • Pleasant Hill Blues & Brews Festival
      • Pleasant Hill Summer Concert Series
      • Lindsey Wildlife Experience
      • CHRISTMAS HOLIDAY FUNDRAISER
      • Community Yard Sale Event
      • Home Buying Seminar
  • TIPS & TOOLS
    • REAL ESTATE PRO TIPS
    • Service Provider Directory
    • How to buy/sell book
  • CONTACT US

Home Loan Resources

A MYRIAD OF CHOICES CAN BE CONFUSING
Home Loan Resources - Buyers

​Connecting you with the right lender

Finding the right home loan is usually about finding the right lender – that is, connecting you with the lender that will best meet your individual needs and qualifications.
 
There is a myriad of choices, and many Realtors will point you to just a few of those choices. With our experience in mortgage lending and our long history of working in Contra Costa County, we know the lenders and the mortgage brokers with successful track records and competitive financing programs.
Our preferred lenders have several years of experience and their ability to work through issues to deliver the best loan for your needs results in quick, easy, hassle-free financing.

By recommending an expert mortgage lender, the process of choosing the right mortgage becomes much easier.

How to Hire the Right Lender.
Most home buyers will need to seek out home loan financing through a bank or mortgage broker.  
​
But not all loans and lenders are equal, and the process, as well as the vocabulary, can be very intimidating and confusing. We provide valuable insight and tips on the home loan process and how to select the right lender. 
  • Home Loan vs Mortgage
  • Reasons People are Denied a Home Loan
  • Improving Your Chances of Loan Approval
  • Interest Rates and What Influences Them
  • Points and Loan Fees
  • Buying Down Interest Rates
  • Interest Rate Locks
  • Reasons NOT to Lock in a Rate
  • Loan Pre-Approval Conditions
  • Structuring a Competitive Offer
  • Contingencies and Time Frames
  • Eliminating Loan Contingencies
  • Conventional, FHA and VA Loans
  • Differences Between Loans
  • FHA/ VA Loans and Condominium Complexes
  • Mortgage Insurance
  • Adjustable Rate Loans
  • Mortgage Interest Rates & the Bond Market
  • Looking Ahead at Interest Rates
  • Loan Refinancing and Home Purchase Loans
  • Appraisal Standards
  • Underwriting Guidelines
  • Pros and Cons of Buying Your Next Home Before Selling Your Current One
Click on this link to listen to our podcast  “How to Hire the Right Lender”
 
 
 

FIVE STAR REAL ESTATE TEAM

Representing homeowners & buyers since 1985 with local real estate expertise and over 1000 successful real estate sale transactions, including Buyer Representation, Homeowner Representation, relocation transfers, Investor Representation and professional staging services.
Call or Text LESLIE
510-388-5794
Leslie@LeslieWhitney.com

​Call or Text PETE
925-787-2548

​Pete@PeteSabine.com

COMPANY INFO

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​East Bay
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© PETESABINE.COM | PETE SABINE DRE#00889760 & LESLIE WHITNEY DRE#01950037 | ​201 Lafayette Cir #100, Lafayette, CA 94549 | COMPASS DRE #01527235
Site by WPF Creatives
  • ABOUT PETE & LESLIE
    • ABOUT OUR TEAM
    • About Pete Sabine
    • About Leslie Whitney
    • Hire the Right Realtor
  • BUYING
    • Consultation and Preparation
    • Home Loan Resources
    • Finding Your Next Home
    • Transaction Management
    • Home Purchase Questionnaire
    • How to Buy Before You Sell
  • SELLING
    • CONSULTATION AND PREPARATION
    • PRICING STRATEGY
    • MARKETING PROGRAM
    • VIDEO MARKETING >
      • HOME TOURS
      • LIFE STYLE VIDEOS
    • STAGING
    • HOME IMPROVEMENT LOAN
    • MARKETING UPDATE REPORTS
    • HOME SALE QUESTIONNAIRE
  • COMMUNITIES
    • ABOUT ALAMO
    • ABOUT ALHAMBRA VALLEY
    • ABOUT CLAYTON
    • ABOUT CONCORD
    • ABOUT DANVILLE
    • ABOUT LAFAYETTE
    • ABOUT LAMORINDA
    • ABOUT MARTINEZ
    • ABOUT MORAGA
    • ABOUT ORINDA
    • ABOUT PLEASANT HILL
    • ABOUT SAN RAMON
    • ABOUT WALNUT CREEK
    • COMMUNITY EVENTS >
      • National Night Out
      • Pleasant Hill Blues & Brews Festival
      • Pleasant Hill Summer Concert Series
      • Lindsey Wildlife Experience
      • CHRISTMAS HOLIDAY FUNDRAISER
      • Community Yard Sale Event
      • Home Buying Seminar
  • TIPS & TOOLS
    • REAL ESTATE PRO TIPS
    • Service Provider Directory
    • How to buy/sell book
  • CONTACT US