Important Homeowner INsurance Policy information

In the wake of the LA fires, some insurance claims are in dispute of being covered or have been denied because the title of the real property is held in a trust and the Insurance policy is under the individual homeowner's name.

An insurance carrier can potentially deny a claim if a home is titled in a trust or LLC, and the insured party of the insurance policy is under the individual homeowner's name. 

The ownership structure on the title must match the named insured party on the policy to ensure proper coverage. 

Check your homeowner insurance policy and consult with your insurance agent.

​You might need to add your trust or limited liability company (LLC) as the insured party to avoid a dispute or claim denial. 

Pete Sabine
Real Estate Consultant
Call or text 925.787.2548
[email protected]

Dudum Real Estate Group
DRE #00889760